For Buyers

What Can You Afford to Spend on a Home? There are three elements to understand before you begin the home buying process. Understanding the costs associated with a home purchase beforehand will help you better determine how much house you can afford. The three elements include: The down payment Closing costs The mortgage costs Do…

When it comes to obtaining a mortgage at the best interest rate, your credit rating, also known as credit score, may be the single-most important piece of financial information. In fact, your credit rating goes a long way toward determining what interest rate you qualify for from your lender. Your credit rating is a number…